Obtaining Your Credit Score From MyFico

Even if you obtain a free copy of your credit report, you will also need your credit score. 

In order to obtain your credit score (as well as a credit report and many other very useful features), you will need to visit www.myfico.com and purchase one of their credit packages. 

Chapter 2 goes into a step by step description of how to purchase your credit score from MyFico.

When you purchase your credit score, you will also receive a copy of your credit report information as well.  Check this information for accuracy and if there are inaccuracies, follow the dispute process described in the next chapter.

Credit Monitoring Services

While it may be tempting to provide your information to someone else, like a credit monitoring service, and have them pull your reports for you – don’t do it.  Credit monitoring services are a business and are in business for one and only one thing – to make money.

They make money by fooling people into believing that they need their services, when in actuality, everything a credit monitoring service does for you, you can do for yourself for less money.

When it comes to purchasing or obtaining copies of your credit report, the only place to guarantee that your information is secure and that you are receiving the correct credit report is these five websites:

1.  Annual Credit Report (www.annualcreditreport.com)
2.  My Fico Site (www.myfico.com)
3.  Equifax (www.equifax.com)
4.  TransUnion (www.transunion.com)
5.  Experian (www.experian.com)