CREDIT
FIX
SECRETS
An Extremely Easy To Use Guide To Fixing Your Credit And Achieving A Great Credit Score
Copyright © 2008 by Alexander Faust. All rights reserved.
No part of this book may be reproduced or transmitted in
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Disclaimer:
This publication is designed to provide competent and reliable information regarding the subject matters covered. However, it is published with the understanding that the publishers and authors are not engaged in rendering legal, financial, accounting, or other professional services. Laws and practice often vary from state to state and if legal or other expert assistance is required, the services of a professional should be sought. The publisher and author specifically disclaim any liability that is incurred from the use or application of the contents of this book. The authors and publisher of this book and the accompanying materials have used their best efforts in preparing this program. The authors and publisher make no representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the content of this program. They disclaim any publisher shall in NO event be held liable for any loss or other damages, including but not limited to special incidental, consequential, or other damages. As always, the advice of a competent legal, tax, accounting or other professional should be sought. The authors and publisher do not warrant the performance, effectiveness or applicability of any sites listed in this book. All links are for informational purposes only and are not warranted for content, accuracy or any other implied or explicit purpose.
Table of Contents
1. Introduction
You will understand why your credit rating is so important to help you save money and improve your life. You will also learn who the credit reporting agencies are and how they work. Additionally, you will read about some of the more common credit repair myths and you will discover the truth behind the myth.
3. Chapter Two: Your Credit Score
This chapter will discuss what a credit score is and how it is calculated. You will also learn about the different types of credit scores and which one you really need to be paying attention to (and which ones you should not worry about). Additionally, you will read about how to find out what your credit score is and then how to improve it.
4. Chapter Three: Obtaining Your Credit Report
We will discuss where to obtain your credit report and how much you should expect to pay for a credit report. You will also learn about credit monitoring services and figure out whether they are right for you.
5. Chapter Four: Understanding Your Credit Report
You will learn what information is included on your credit report and what it all means. Additionally, you will find out what to look for on your credit report to ensure everything is accurate. If you find something that is not correct, you will also be taught how to delete it from your credit report and ensure that only correct information is on your report.
6. Chapter Five: Dealing With Collection Agencies
This chapter will explain the laws governing the collection agencies and will explain what they are and are not allowed to do. Additionally, you will learn what you can do to help deal effectively with the credit agencies. Additional tips for lowering your debt can be found in the supplement eBook provided with this package.
7. Chapter Six: Increase Your Credit Score
This chapter includes practical, easy to implement tips for improving your credit score. You will discover how department store cards and secured credit cards can help increase your credit score. Additionally, you will learn the steps to finding a credit card that is right for you – and learn tips for how to avoid ones that aren’t.
8. Conclusion